Consumer Fact Sheet

Credit reports are a gold mine of information about consumers. They contain Social Security number, date of birth, current and previous addresses, telephone number including unlisted numbers, credit payment status, employment, even legal information.

Ordering your credit report once a year and knowing your credit reporting rights are among the most important steps you can take to safeguard your privacy.

The federal Fair Credit Reporting Act (FCRA) as well as state laws restrict who has access to your sensitive credit information and what uses can be made of it. These federal and state laws also set the standards for the operation of credit reporting agencies, called "CRAs" or "credit bureaus." The CRAs have also adopted voluntary guidelines to improve consumer services.

The Credit Doctors has the information to help you get back on the right track and get the information you.

Find out more today of what you need to help you on your consumer fact sheet by clicking here to join The Credit Doctor's Newsletter today!

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