Identity Theft

The short answer is that identity theft is a crime. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain.

This Web site is intended to explain why you need to take precautions to protect yourself from identity theft.

Unlike your fingerprints, which are unique to you and cannot be given to someone else for their use, your personal data can be used, if they fall into the wrong hands, to personally profit at your expense.

In the United States and Canada, for example, many people have reported that unauthorized persons have taken funds out of their bank or financial accounts, or, in the worst cases, taken over their identities altogether, running up vast debts and committing crimes while using the victims's names. In many cases, a victim's losses may include not only out-of-pocket financial losses but substantial additional financial costs associated with trying to restore his reputation in the community and correcting erroneous information for which the criminal is responsible.

Find out more of what you need to protect yourself from identity theft by clicking here to join The Credit Doctor's Newsletter today!

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